FG Approves ₦10 Billion Housing Loan Scheme for Civil Servants
By Enemona Samuel Endurance
The Federal Government has approved a ₦10 billion housing loan scheme aimed at improving access to home ownership for civil servants, the Head of the Civil Service of the Federation, Didi Walson-Jack, announced in Abuja.
The initiative, which is part of ongoing public service reforms, will be implemented through the Federal Mortgage Bank of Nigeria and the Federal Government Staff Housing Loans Board, according to The Business Bureau findings.
Walson-Jack said the programme is designed to enhance stability, welfare, and productivity within the civil service by enabling workers to own homes.
“The Federal Government has approved a ₦10 billion housing loan scheme to improve access to home ownership for civil servants,” she said.
Housing Linked to Productivity and Stability
The Head of Service stressed that home ownership has a direct impact on worker morale and efficiency, arguing that secure housing improves performance and focus.
“When a civil servant knows that their family has a place they can call their own, they come to work with more stability, more focus and more purpose,” she said.
She described the scheme as more than a welfare initiative, calling it part of a broader governance philosophy focused on human capital development.
Reform Agenda and Public Service Modernisation
Walson-Jack explained that the housing scheme aligns with wider efforts to modernise Nigeria’s civil service into a more digital, efficient, and transparent system.
She said the administration is working to build a paperless and innovation-driven public service capable of delivering stronger governance outcomes.
According to her, the government is committed to ensuring that civil servants are better supported, better equipped, and able to reach their full potential.
Inter-Agency Collaboration Driving Reform
The Head of Service highlighted that the achievements recorded so far are the result of coordinated efforts across key government institutions.
She listed the Office of the Secretary to the Government of the Federation, the Budget Office, and the Office of the Accountant General as key contributors to ongoing reforms.
“This is the power of collaboration across government — institutions working in concert towards a shared national purpose,” she said.
Workers’ Day Message and Civil Service Recognition
Looking ahead to Workers’ Day on May 1, Walson-Jack said this year’s celebration holds special significance for civil servants, noting that their contributions are increasingly being recognised.
She said Workers’ Day should not only reflect past struggles but also reinforce commitments to improved welfare and fair treatment of workers.
“Workers’ Day is about renewing the promise for the future — that those who serve this nation will be treated with justice, fairness and gratitude,” she said.
Walson-Jack commended civil servants for their resilience and dedication, describing the new housing scheme as part of efforts to reward their sacrifices.
The Business Bureau analysis indicates that the initiative reflects a broader push by the government to link welfare improvements with productivity gains in the public sector.